Why Need To Have Health Insurance From a Young Age? Do you know that only less than 60% of Indonesia's population is not protected by health insurance? This figure is different from insurance awareness in developed countries like America. Actually why do we need to have health insurance from a young age? Here are the reasons you need to consider buying health insurance while still young. Health costs: outpatient care, hospitalization and medical expenses are quite expensive. The increase in health costs can reach 12% per year. Increases in health costs can be higher than salary increases. You will experience financial difficulties, if you only rely on savings to finance hospitals and medical expenses. The cost of treatment for dengue fever can reach Rp. 6 million - Rp. 10 million. You no longer need to bother yourself, your siblings, parents and other people, because health costs are already covered by insurance companies. Prolonged severe pain can make your family has trouble, in handling costs. Not a few cases, families have to sell assets to finance treatment. If you have a family history of having cancer, diabetes or other critical illnesses, you should immediately buy health insurance. There is no harm in finding out and consider critical illness insurance.
Many insurance companies offer health insurance products, both reimbursement and cashless systems. With the cashless system, you can simply show the card to the partner hospital. So you don't have to bother with handling costs. Health insurance costs are actually not expensive. Private health insurance is also easy to obtain, usually bundled with life insurance and unitlink. Some private insurance companies provide protection to be abroad. This feature is very useful if someone is ill when he is abroad, or has a critical illness so he must seek treatment abroad. Usually patients who carry an insurance card or are protected by insurance, will get help faster from the hospital. For prospective mothers, there is no harm in considering health insurance. Did you know that health insurance provides benefits for childbirth? But read carefully the terms and conditions in the policy. Modern humans (Men and Women) are more susceptible to disease, due to unhealthy lifestyles, lack of exercise and physical activity, unhealthy food (fast food, junk food), work stress and so on.