A liquid insurance policy can be used as a substitute for retirement. Old age without a pension will certainly be difficult. Especially for couples who are elderly and still have to struggle to make ends meet. Or, even if you have a pension and an existing pension fund, only one from one partner. This will add to the burden of life. A good alternative comes with a life insurance policy that is owned. This can be a pension fund even if one of the pension name holders has died. Then a liquid insurance policy can be used as a replacement. Of course everyone wants a smooth life. With a happy old age and no longer burdened by financial problems that are still in wishful thinking. If everything can run smoothly, until the last time someone, surely happiness will appear. Furthermore, funds from life insurance policies that are owned will definitely bring more benefits as part of one's charity in financial form even after closing the age. This is certainly the biggest and noblest reason, especially the heirs are well established and get a share of inheritance with the appropriate amount.
Closing the age calmly and without burden is the desire of every human being. Nobody wants to be burdened with the thoughts or problems of the world, including financially, especially at the last moment. For that, preparing everything properly in the productive age becomes a way out of this problem. Not infrequently, the division of assets or assets that are inherited is inversely proportional to the amount of tax that must be paid. Sometimes the assets owned disappear even to cover the tax costs when the transfer process is carried out to the heirs. Of course this can bring certain conflicts.
For anyone who still continues to pay the premium until it closes, his life insurance policy can be used to cover this tax issue. Thus, the amount that exists will not be less until it reaches the rightful heirs. Modern living with a high cost of living, all kinds of things need to get enough funding. Even the final cost or funeral of a person will not be separated from this. For that, the insurance policy that is owned can help the family to pay for this, this will certainly bring a deeper calm. It's possible for someone to have debt. Some cannot be paid until the end of age. Of course there is no one who wants to close the age with the shadow of debt that is still accumulating. Life insurance policies from premiums that continue to be paid to the end of life can help to solve this problem. Certainly very useful so as not to be a burden for posterity and descendants.