Pretty Good Has Health Insurance That Can Help. As explained above, health costs in Indonesia have increased by 12% per year. Plus the facts prove that modern humans are more easily hurt, because of lifestyle, food that is less clean and so forth. At least by buying our health insurance is calmer. The bad thing is that if you are sick, we still get help with medical expenses from insurance companies. Do You Still Need to Buy Health Insurance, If You Are From Office? The question often asked is, what if the office has provided health facilities? Do you still need to buy health insurance? The answer depends on the following conditions. Are the health benefits offered by the office enough? For example, the office only finances hospitalization in class II rooms. If you are used to hospitalization in class I or VIP, that means you need additional insurance. Does the health benefits offered by the office also protect all family members? If it means you don't need to buy health insurance anymore.
Are the health benefits offered by the office, also protecting employees who are already inactive? For example, there is an employee who has a critical illness and must be hospitalized for more than 1 month. It turned out that there were rules in the office, which stated that employees with absences of more than 1 month were declared as quitting or leaving work. Does the health benefits of the office still cover the cost of treatment? Are there certain diseases that are not guaranteed by the office? For example, the office does not guarantee critical illnesses, such as cancer, tumors, dialysis and so on.
Also consider whether the health benefits of the office only apply at one hospital, or in some hospitals? What if the distance of the house where you live is very far from the hospital designated by the office?
Buy Health Insurance as Needed. Regarding health insurance, the right question should be: Are you and your family sufficiently protected? It's useless if you have health insurance, but the amount of insurance is not enough. So that every time you go to the doctor, you still have to be nombok? Most important recognize your needs, calculate the sum insured and look for health insurance with a premium that matches your insurance budget.