How to choose good health insurance for families. Each can claim to be the best health insurance. If we read in all brochures or bulletins from the insurance companies, we can be confused ourselves. good health insurance and also what is lacking or not good. For that we need to find common ground between our insurance needs and the health insurance program they offer. Because, and it can be very every individual has different insurance needs. Likewise, each insurance company has a product, system and also a different premium payment system. First of all, clarify your reasons for participating in the health insurance program first. If summarized and also at a glance, in general the reason if someone participates in a health insurance program is:
1. Awareness and understanding that health is expensive.
2. The hospital costs are getting higher and higher.
3. Health conditions are unpredictable.
4. High occupational risk due to working in the field.
5. Do not have protection from the office / place of work.
6. Working as an entrepreneur and not having a health financing guarantee.
7. For free treatment at the hospital.
Choosing good health insurance Usually the consideration of someone in choosing health insurance include: how many benefits for hospitalization, outpatient care, and surgery care, etc. But there can actually be other things that are more important and must be a priority in choosing insurance.
The following are some tips on choosing health insurance, namely:
1. Choose insurance that covers critical illnesses that fall into the category of critical illnesses such as: heart disease, cancer, tumors, and strokes etc. This is a disease that can be most feared by everyone
2. Choose insurance that covers total permanent disability Apart from being able to cover critical illnesses, another important thing that becomes a priority is that insurance must cover total permanent disability, either due to illness or accident so that the person cannot work again.
3. Protection Period If you decide to have protection at this time, you also have to calculate how long you will be protected,
4. Customer Testiments Choose an insurance company that can be trusted and have good testimonials from people who have used their services. Ask directly to coworkers, 5. Media assessment Choose health insurance that can be properly awarded